credit repair service near me
- 65 Views
- Vinay Kumar
- March 19, 2021
- blog
I have had many credit card transactions in my life. The last one was in 2003. In the end, I was able to get a full refund, but was not able to get a card in the mail.
The truth is, many credit repair companies actually don’t require you to have a credit history. They rely on your credit reports that come in the mail. They are very good at doing what they do and getting you a credit card. The thing is, it’s not so much a credit card company as a credit reporting agency. You can check your credit report at any credit repair agency in your area and they will tell you what your credit report is.
A credit repair company is required to give you a credit report from all three major credit bureaus, Fair Isaac, Equifax and Trans Union. If you request a credit report from one of these bureaus, you will be given a report which will include all of the information from the three bureaus. After that you can request a full credit report from one of the three credit reporting agencies.
You can get a credit report for free. I believe the credit reports are free for those who submit information to one of the three major credit bureaus. The downside to getting a free credit report is that if you don’t get a good credit score, you can be turned down for credit. The more credit scores you have the better.
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